Cashback: including stamp duty, insurance, and fines

The payment, however, must take place in physical stores and not online

The State Cashback is starting to get serious after the experimental phase in December has come to life and will go on at least for the whole of 2021.

The good news for motorists is that even paying car tax, insurance, or fines, you can get a 10% refund at the end of the period.

However, there are some guidelines to follow otherwise nothing will be achieved, as well as some limits in the figures. Let’s see in detail how it works.

How Cashback works

First of all, it is necessary to download the app of the Public Administration, which is called “I”. After logging in via Spid or electronic Identity Card, you need to register the credit cards and debit cards with which we want to participate in the service.

All purchases made with these registered cards and only in physical stores will be refunded at 10% and up to a maximum of 15 euros per transaction. If you collect at least 50 payments with electronic money by the end of June you will be entitled to cashback.

It, therefore, follows that online purchases are excluded and that whatever the amount spent, the maximum reimbursement for each movement is 15 euros, so even spending 400 or 1000, however the transaction will be worth 15 euros for the reimbursement.

Save on road tax and insurance

Given the basic rules, we can therefore dedicate ourselves to shopping enjoying a 10% discount. This also applies to car tax, insurance, and fines. But be careful: the rules remain the same.

So to get the refund the payment must take place in physical stores and not online, for example, the stamp can be paid in a tobacconist using the ATM; we will receive up to a maximum of 15 euros in cashback in June, even if our car tax costs 200 or 300 euros.

In any case, it is a nice saving, why not exploit it? The same goes for the insurance that must be paid at the agency and for the fines that we will avoid paying them on the Municipality website, but we will proceed with the balance in the tobacconists.

For all these operations, of course, we must ask the shopkeeper if he has an enabled ATM, but there are very few who do not.

Savings on the whole car world

Included in the State Cashback also refueling, the expenses for maintenance and spare parts. Everything, as long as paid by credit card or debit card registered on the app and in a physical store.

At the end of the period defined by the institutions in 6 months (1st January – 30th June), you will be entitled to a refund of 10% of the amount spent, with a maximum ceiling of 150 euros.

These days 150 euros are no small thing, it is worth doing everything to reach them.